Kamfanonin da CBN ta sahalewa yin mu'amala da mutane ~ Raihana

Sakamakon tabarbarewar kwanan nan da abokan cinikin banki ke fuskanta da kuma rashin iya amfani da aikace-aikacen wayar hannu da sauran wuraren taɓawa na dijital, 'yan Najeriya sun fara nemo hanyoyin da za su bi yayin da kamfanonin fintech suka mamaye yanayin muhalli tare da samar da ingantattun gogewa.

Wadannan kamfanonin wayar salula masu lasisi sun samar da sauki ga yawancin 'yan Najeriya a lokacin da ba a taba samun irin wannan matsala ba.

Damuwar ta sa babban bankin ya fitar da jerin sunayen ma'aikata masu izini a cikin tsarin hada-hadar kudi. Wannan ci gaban ya zo ne a daidai lokacin da babban bankin CBN ya hana ma’aikatan banki ba da sabis na POS. Babban bankin CBN ya fitar da ka'idojin gudanar da ayyukan POS CBN ya fitar da ka'idojin gudanar da ayyukan banki, wanda ya hada da wasu hane-hane don rage kasada a bangaren hada-hadar kudi.

An sanar da wannan ka’ida ne a wata takarda mai taken fallasa Draft of the Regulatory Framework for Agent Banking in Nigeria, wanda Musa I. Jimoh, darektan sashen kula da tsarin biyan kudi ya sanya wa hannu. A cikin takardar mai shafuka 31, CBN ta sadaukar da sashe na 83 don fayyace ayyukan da aka haramta ga wakilai. Vanguard ta ba da rahoton cewa ɗayan mahimman ƙuntatawa a cikin jagorar shine cewa wakilai ba dole ba ne su yi amfani da zaɓin siye akan tashoshi POS don tsabar kuɗi da ma'amalar fitar da kuɗi.

Babban bankin na CBN ya kuma gargadi jami’ai game da hada-hadar da ba za a iya samar da rasit ko takardar shaida ba. Baya ga hane-hane da aka ambata a baya, da'irar ta haramtawa wakilai gudanar da mu'amala a cikin kudaden waje Agent banki sabis ne na hada-hadar kudi da ke da nufin mika isar da ayyukan banki ga kowane bangare na jama'a, musamman mazauna yankunan karkara.

Masu samar da sabis sun haɗa da First Monie, ecoBank express, UBA Moni, Zenith Mobile Money, da sauransu.

Babban bankin na CBN ya lura da cewa, wannan shiri na banki na wakilai ya haifar da yawaitar ma’aikatan kudi a fadin Najeriya. Rahotanni sun ce yanzu haka ana gudanar da wani gagarumin kaso mai girma na hada-hadar kudi ta hanyar wakilai.

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